Trust Online

Enforcing judgments


If you have a judgment against you which you don't pay, the court can enforce payment.

Judgment enforcement methods

If a court has ruled that you owe money and you don’t pay all of it on time (e.g. you miss some instalments), the claimant can return to the court to enforce the order.

The claimant will have to pay a fee to do this – and this fee will be added to what you owe.

Methods the court can use to enforce judgments include:

  • Attachment of earnings order Takes the money directly from your wages. The employer is forced by law to deduct money from your wages and pay it to the claimant that’s owed it.
  • Charging order What’s owed is taken from the sale of your house.
  • Third party debt order Freezes money held in, say, a bank account so it can be used to pay what is owed.
  • Warrant of execution This results in a court bailiff attempting to seize your goods to sell to pay the money.
  • Transfer to High Court This results in a High Court Enforcement Officer collecting the money or seizing your goods to sell to pay the money.

You may also receive an ‘order to obtain information’.  This is an interview to discover information about your financial situation – it’s part of the judgment enforcement process.

Act before judgment enforcement is an issue

If you think you’re going to have problems meeting the repayments ordered by the court, you can ask the court to reduce the payments (there’s a court form that lets you do this).

It’s also worth speaking to a debt advice charity like the StepChange Debt Charity.

It’s far better, and cheaper, for you to stick to the terms of the original CCJ if you can.

About the registers

Through Trust Online you can search for CCJs, high court judgments (HCJs), administration orders (AOs), child support agency (CSA) Magistrates liability orders, and fine defaults.

Geographical coverage

The register for England and Wales is split into four sections:

Trust Online keeps separate public registers for money judgments in Scotland, Republic of Ireland, Northern Ireland, Jersey and Isle of Man. For more details, see the registers for judgments and fines.

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Understand CCJs, court orders and fines

Millions of people and businesses have records on the Trust Online registers.  Read our guide to understanding judgments and fines or check out our FAQs and help.

About Us

Registry Trust Ltd is the official Keeper of the Register of Judgments, Orders and Fines in England and Wales. It collects and makes available similar information for other geographical locations ... Read More

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Trust Online is part of Registry Trust Ltd, a non-profit company limited by guarantee