Cancelling/setting aside a County Court Judgment (CCJ)

The court will set aside a judgment if it has been:

  • entered in error
  • paid before the court date
  • cancelled because full repayment was made within one calendar month of the judgment date

If a judgment was entered in error, an application can be made to the court to have the judgment set aside for which a court fee of £255. If granted, the court should notify us to remove the judgment from the Register.

If you have fully paid the CCJ within a month of the judgment date, you can apply to have it set-aside/cancelled by providing the court with proof of payment. The judgment will be removed from the Register once we have been notified by the court.

If full payment is made within one month, you can also apply to the relevant court for a Certificate of Cancellation, available for a court fee of £15.

Can I get a County Court Judgment (CCJ) related to an insurance claim removed?

CCJ’s registered as a result of an insurance claim can be removed from credit reports. A letter from the insurance company that was responsible for the CCJ will need to be sent to us.

The insurance company's letter will need to confirm:

  • the case number
  • the amount of the CCJ
  • the date of the judgment

We will notify all of the credit reference agencies to update and remove the record from your credit report. The record will however remain on the public Register, until it is set-aside/cancelled by the relevant court.

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