How to satisfy a County Court Judgment (CCJ)
CCJs are shown as either satisfied or unsatisfied on the Register. Satisfied means you have paid in full, unsatisfied means you have not. You can ask the court for this to be corrected if it is wrong.
If you have fully paid the CCJ more than a calendar month after the judgment date, you can apply to have it shown as satisfied by providing the court with proof of payment. The satisfied judgment will stay on the Register for the statutory six years from the date of the judgment.
When the court has received the proof of payment, they should notify us to amend the Register, to show the record as ‘satisfied’. Once updated, the Register will show that your debt has been fully paid and the date it was paid.
If you require a certificate showing that your record has been paid, you can apply to the relevant court for a 'Certificate of Satisfaction'. There is a court fee of £16 for the certificate.
You can only receive a “Certificate of Satisfaction’ if your debt is paid in full; part repayments are not recorded.
Cancelling/setting aside a County Court Judgment (CCJ)
The court will set aside a judgment if it has been:
If a judgment was entered in error, an application can be made to the court to have the judgment set aside for which a court fee of £275. If granted, the court should notify us to remove the judgment from the Register.
If you have fully paid the CCJ within a month of the judgment date, you can apply to have it set-aside/cancelled by providing the court with proof of payment. The judgment will be removed from the Register once we have been notified by the court.
If full payment is made within one month, you can also apply to the relevant court for a Certificate of Cancellation, available for a court fee of £16.
Can I get a County Court Judgment (CCJ) related to an insurance claim removed?
CCJ’s registered as a result of an insurance claim can be removed from credit reports. A letter from the insurance company that was responsible for the CCJ will need to be sent to us.
The insurance company's letter will need to confirm:
We will notify all of the credit reference agencies to update and remove the record from your credit report. The record will however remain on the public Register, until it is set-aside/cancelled by the relevant court.
How to satisfy an administration order
An administration order is a formal and legally binding agreement between you and your creditors to pay back your debts over a period of time.
When an administration order has been paid in full, the court should notify us so that the Register can be updated.
Any county court judgment(s) included in the order can only be marked as satisfied if the judgment is paid in full. If there is more than one judgment, these must be satisfied separately.
If you require a certificate showing that your record has been paid, you can apply to the relevant court for a 'Certificate of Satisfaction'. There is a court fee of £16 for the certificate.
Cancelling/setting aside an administration order
When the court sets aside an administration order, or the debt has been fully paid within one calendar month from the date of the order, we should be notified by the court to remove the record from the Register.
If full payment is made within one month, you can also apply to the relevant court for a Certificate of Cancellation, available for a court fee of £16.
The cancellation/setting aside of an administration order does not affect any county court judgment(s) which have been included as part of that order.
Revoking an administration order
If you do not make the regular payment ordered by the court, the arrangement under the administration order may be withdrawn and the order revoked.
This releases the creditors from the restrictions imposed and enables them to take further legal action – either obtaining a judgment where one does not already exist or making a bankruptcy application.
The court should notify us of the revocation so that the Register can be updated.
Varying an administration order
An administration order is varied when the amount of the debt agreed under the original order has been changed by the addition of new creditors, or when a composition order (debt reduced to a percentage of the money owed) is made.
The courts should notify us so we can replace the original order with the varied one.
Suspending an administration order
An administration order is suspended when you are unable to continue payments for a period of time and where the court accepts the reason for this. The Register is not updated when an administration order is suspended.
How to satisfy a High Court Judgment (HCJ)
HCJ’s are shown as either satisfied or unsatisfied on the Register. Satisfied means you have paid in full, unsatisfied means you have not. You can ask the court for this to be corrected if it is wrong.
If you have fully paid the HCJ more than a calendar month after the judgment date, you can apply to have it shown as satisfied by providing the court with proof of payment. The satisfied judgment will stay on the Register for the statutory six years from the date of the judgment.
When the court has received the proof of payment, they should notify us to amend the Register, to show the record as ‘satisfied’. Once updated, the Register will show that your debt has been fully paid and the date it was paid.
If you require a certificate showing that your record has been paid, you can apply to the relevant court for a 'Certificate of Satisfaction'. There is a court fee of £16 for the certificate.
You can only receive a “Certificate of Satisfaction’ if your debt is paid in full; part repayments are not recorded.
Cancelling/setting aside a High Court Judgment (HCJ)
The court will set aside a judgment if it has been:
If a judgment was entered in error, an application can be made to the court to have the judgment set aside for which a court fee of £275. If granted, the court should notify us to remove the judgment from the Register.
If you have fully paid the HCJ within a month of the judgment date, you can apply to have it set-aside/cancelled by providing the court with proof of payment. The judgment will be removed from the Register once we have been notified by the court.
If full payment is made within one month, you can also apply to the relevant court for a Certificate of Cancellation, available for a court fee of £16.
How to satisfy a Fines Default
Fines defaults are shown as either satisfied or unsatisfied on the Register. Satisfied means you have paid in full, unsatisfied means you have not. You can ask the court for this to be corrected if it is wrong.
If you have fully paid the fine more than a calendar month from the date of the notification letter, you can apply to have it shown as satisfied by providing the court with proof of payment. The satisfied fine will stay on the Register for the statutory five years from the date of conviction.
When the court has received the proof of payment, they should notify us to amend the Register, to show the record as ‘satisfied’. Once updated, the Register will show that your debt has been fully paid and the date it was paid.
If you require a certificate showing that your record has been paid, you can apply to the relevant court for a 'Certificate of Satisfaction'. There is a court fee of £16 for the certificate.
Cancelling/setting aside a Fines Default
The court will set aside a fine if it has been:
If a judgment was entered in error, an application can be made to the court to have the judgment set aside.
If you have fully paid the fine within a month from the date of the notification letter, you can apply to have it set-aside/cancelled by providing the court with proof of payment. The fine will be removed from the Register once we have been notified by the court.
If full payment is made within one month, you can also apply to the relevant court for a Certificate of Cancellation, available for a court fee of £16.
How to satisfy a Tribunal Award
Tribunal awards are shown as either satisfied or unsatisfied on the Register. Satisfied means you have paid in full, unsatisfied means you have not. You can ask the court for this to be corrected if it is wrong.
If you have fully paid the tribunal awards more than a calendar month after the award date, you can apply to have it shown as satisfied by providing the court with proof of payment. The satisfied award will stay on the Register for the statutory six years from the date of the award.
When the court has received the proof of payment, they should notify us to amend the Register, to show the record as ‘satisfied’. Once updated, the Register will show that your debt has been fully paid and the date it was paid.
If you require a certificate showing that your record has been paid, you can apply to the relevant court for a 'Certificate of Satisfaction'. There is a court fee of £16 for the certificate.
You can only receive a “Certificate of Satisfaction’ if your debt is paid in full; part repayments are not recorded.
Cancelling/setting aside a Tribunal award
The court will set aside the award if it has been:
If an award was entered in error, an application can be made to the court to have the award set aside for which a court fee of £275. If granted, the court should notify us to remove the award from the Register.
If you have fully paid the award within a month of the award date, you can apply to have it set-aside/cancelled by providing the court with proof of payment. The award will be removed from the Register once we have been notified by the court.
If full payment is made within one month, you can also apply to the relevant court for a Certificate of Cancellation, available for a court fee of £16.
How to satisfy/cancel a Child Support Agency (CSA) Liability Order
Child Support Agency (CSA) Liability Orders are shown as either satisfied or unsatisfied on the Register. Satisfied means you have paid in full, unsatisfied means you have not. Liability orders cannot be updated when part-payments are made. Once the debt has been paid in full, the relevant CSA Office should notify us and the Register will be updated to reflect this information.
If the liability order is fully paid within one calendar month from the registration date, the relevant CSA Office should notify us of this update the entry will be removed from the Register.