What is a notice of correction?

A notice of correction can only be made through a Credit Reference Agency (CRA).  A notice of correction is a short (up to 200 words) explanatory note that the defendant can add to an entry on their credit report to explain the background to the information held.  Once you have contacted one CRA requesting a notice of correction, the information will be shared with the other CRA’s.

Any creditors checking your credit file or those who have checked your credit file in the last six months will see the notice of correction placed on your file.  This will allow creditors to take the notice into account when you apply for credit.